Socially Disadvantaged Farmers & Ranchers Loan Fund

Program Details

Bridging the gap to create a more diverse, equitable, and inclusive future for Colorado Agriculture.

Who is eligible?

Affordable capital and low-interest loans for Black or African American, American Indian or Alaska Native, Hispanic or Latino, Asian or Pacific Islander, and women seeking to expand, explore and engage in the agriculture industry. Beginning farmers and ranchers in these demographic groups are strongly encouraged to apply. A beginning farmer is someone who has materially and substantially participated in the operation of any farm or ranch for 10 years or less.

What can you use the program for?

This financially-inclusive lending program makes it easy for you to qualify and receive a low-interest loan for equipment, real estate, working capital, down payment assistance, collateral shortfalls and more.

Loan terms:

  • Loan amount: Up to $250,000*
  • Revolving Credit: Up to 5 years
  • Loan term: 1-20 years
  • Interest Rate: 4% fixed rate (Annual Percentage Rate 4.17%)
  • Deferred Payments for up to 90 days, upon request

*Higher limits may be considered with prior approval

To apply, contact:

Naya Rodriguez
719.587.4264 (office)

Naya is bilingual and is happy to meet in English or Spanish!