The Socially Disadvantaged Farmers and Ranchers Fund (SDFRF) seeks to bridge the gap to creating a more diverse, equitable, and inclusive future for Colorado Agriculture.

We define socially disadvantaged farmers and ranchers (SDFRs) as those belonging to groups that have been subject to racial or ethnic prejudice. SDFRs include farmers who are Black or African American, American Indian or Alaska Native, Hispanic or Latino, and Asian or Pacific Islander. Socially Disadvantaged farmers includes those that identify as women and those who are of an immigrant background.

Who is eligible?

The SDFR Fund will provide access to affordable capital and low-interest loans to socially disadvantaged people seeking to expand, explore and engage in the agriculture industry. Beginning farmers and ranchers are strongly encouraged to apply. A beginning farmer is someone who has materially and substantially participated in the operation of any farm or ranch for 10 years or less.

What can you use the program for?

This financially-inclusive lending program makes it easy for you to qualify and receive a low-interest loan for equipment, real estate, working capital, down payment assistance, collateral shortfalls and more.

Loan terms:

• Loan amount: Up to $250,000*
• Revolving Credit: Up to 5 years
• Loan term: 1-20 years
• Interest Rate: 4% fixed rate (Annual Percentage Rate 4.17%)
• Deferred Payments for up to 90 days, upon request

*Higher limits may be considered with prior approval

To apply, contact:

Azarel Madrigal
719.587.4264 (office)
720.629.2792 (mobile)
[email protected]

Azarel is bilingual and is happy to meet in English or Spanish!